The deed
Duty is charged on the higher of the agreement value and the state's ready-reckoner / circle rate for that address. If your agreement is below the reckoner, use the reckoner.
Who is on the deed
₹
₹ 5,00,000₹ 80 L₹ 20,00,00,000
Where Maharashtra stands
All-in statutory load on the same ₹ 80 L agreement, by state.
| State | Duty | Women | Registration | On this deed |
|---|---|---|---|---|
| Maharashtra | 6% | 5% | 1%* | ₹ 5.1 L |
| Haryana | 7% | 5% | 1%* | ₹ 6.1 L |
| Karnataka | 5% | – | 1% | ₹ 4.8 L |
| Telangana | 5% | – | 0.5% | ₹ 4.4 L |
| Gujarat | 4.9% | – | 1% | ₹ 4.72 L |
| Delhi (NCT) | 6% | 4% | 1% | ₹ 5.6 L |
| Uttar Pradesh | 7% | 6% | 1% | ₹ 6.4 L |
| Tamil Nadu | 7% | – | 4% | ₹ 8.8 L |
| West Bengal | 6% | – | 1% | ₹ 5.6 L |
| Rajasthan | 6% | 5% | 1% | ₹ 5.6 L |
| Madhya Pradesh | 7.5% | – | 3% | ₹ 8.4 L |
* capped in rupees: see the note below.
Stamp duty + registration
₹ 5.1 L
6.38% on top of the agreement value
Agreement value94%
Stamp duty6%
Registration0%
Stamp duty @ 6%
₹ 4.8 L
Registration @ 1%
Capped at ₹ 30,000
₹ 30,000
Cash needed at registration
₹ 5.1 L
5% duty + 1% metro cess in Mumbai, Pune, Nagpur and Thane. The 1% women's concession applies to a sole or all-women purchase and bars resale to a male buyer for 15 years. Registration is 1% capped at ₹30,000.
What this assumes
- ·Headline residential rates for an urban municipal area under the 2026-27 state finance acts. Rural, panchayat and industrial rates differ.
- ·Duty is charged on the higher of agreement value and the ready-reckoner / circle rate: verify the reckoner for the exact survey number before you budget.
- ·Local body cess, metro cess and labour cess are called out per state in the note but are not added into the headline figure.
- ·A joint deed with a woman gets the male rate everywhere except Delhi and Haryana, which price it in the middle.
- ·This is guidance, not a legal opinion. The sub-registrar's assessment is final.