Stamp duty & registration calculator
The statutory bill on top of the agreement value. It is the largest single cost buyers forget to budget for, and it is due in cash on registration day.
The deed
Duty is charged on the higher of the agreement value and the state's ready-reckoner / circle rate for that address. If your agreement is below the reckoner, use the reckoner.
Where Maharashtra stands
All-in statutory load on the same ₹ 80 L agreement, by state.
| State | Duty | Women | Registration | On this deed |
|---|---|---|---|---|
| Maharashtra | 6% | 5% | 1%* | ₹ 5.1 L |
| Haryana | 7% | 5% | 1%* | ₹ 6.1 L |
| Karnataka | 5% | — | 1% | ₹ 4.8 L |
| Telangana | 5% | — | 0.5% | ₹ 4.4 L |
| Gujarat | 4.9% | — | 1% | ₹ 4.72 L |
| Delhi (NCT) | 6% | 4% | 1% | ₹ 5.6 L |
| Uttar Pradesh | 7% | 6% | 1% | ₹ 6.4 L |
| Tamil Nadu | 7% | — | 4% | ₹ 8.8 L |
| West Bengal | 6% | — | 1% | ₹ 5.6 L |
| Rajasthan | 6% | 5% | 1% | ₹ 5.6 L |
| Madhya Pradesh | 7.5% | — | 3% | ₹ 8.4 L |
* capped in rupees — see the note below.
5% duty + 1% metro cess in Mumbai, Pune, Nagpur and Thane. The 1% women's concession applies to a sole or all-women purchase and bars resale to a male buyer for 15 years. Registration is 1% capped at ₹30,000.
- ·Headline residential rates for an urban municipal area under the 2026-27 state finance acts. Rural, panchayat and industrial rates differ.
- ·Duty is charged on the higher of agreement value and the ready-reckoner / circle rate — verify the reckoner for the exact survey number before you budget.
- ·Local body cess, metro cess and labour cess are called out per state in the note but are not added into the headline figure.
- ·A joint deed with a woman gets the male rate everywhere except Delhi and Haryana, which price it in the middle.
- ·This is guidance, not a legal opinion. The sub-registrar's assessment is final.
Talk to an advisor about this
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