The buying guide
These are the nine questions an advisor answers on nearly every first call. Answering them properly here means you arrive at that call already knowing what to ask — which is better for you, and frankly better for us.
Basics
Legal
What RERA actually protects — and what it does not
The Act is genuinely powerful in four specific ways. It is also silent on things buyers assume it covers.
Buying property in India as an NRI
What you are allowed to buy, how the money moves, and the two taxes people get wrong.
Money
How to read a cost sheet
The base price is roughly two-thirds of what you will pay. Here is the rest of it, line by line.
CLP, down payment or subvention — which plan actually costs less
The same flat, three payment structures, and a spread of several lakhs between them.
Stamp duty and registration, state by state
Between 4.9% and 11% of the agreement value, due in cash, and the loan will not fund it.
Process
The home loan file: every document, and why the lender wants it
Files stall on missing paper far more often than on credit. Collect this once.
What to check on a site visit
Twenty minutes of the right questions tells you more than a month of brochures.
Taking possession without giving up your rights
The handover checklist, the snag list, and the one document you should not sign in a hurry.
Still have a question these don't answer?
Ask it. An advisor will call back within five minutes during working hours, and there is no obligation attached — plenty of people we talk to end up buying nothing, or buying somewhere we do not have a mandate. That is fine.