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The buying guide

These are the nine questions an advisor answers on nearly every first call. Answering them properly here means you arrive at that call already knowing what to ask, which is better for you, and frankly better for us.

Basics

  • Carpet, built-up and super area, and why you pay for all threeThe single largest source of confusion in an Indian sale deed, settled in five minutes.5 min read · updated Jul 2026

Legal

  • What RERA actually protects, and what it does notThe Act is genuinely powerful in four specific ways. It is also silent on things buyers assume it covers.7 min read · updated Jun 2026
  • Buying property in India as an NRIWhat you are allowed to buy, how the money moves, and the two taxes people get wrong.7 min read · updated Aug 2026

Money

  • How to read a cost sheetThe base price is roughly two-thirds of what you will pay. Here is the rest of it, line by line.8 min read · updated Aug 2026
  • CLP, down payment or subvention, which plan actually costs lessThe same flat, three payment structures, and a spread of several lakhs between them.6 min read · updated May 2026
  • Stamp duty and registration, state by stateBetween 4.9% and 11% of the agreement value, due in cash, and the loan will not fund it.5 min read · updated Aug 2026

Process

  • The home loan file: every document, and why the lender wants itFiles stall on missing paper far more often than on credit. Collect this once.6 min read · updated Aug 2026
  • What to check on a site visitTwenty minutes of the right questions tells you more than a month of brochures.6 min read · updated Jul 2026
  • Taking possession without giving up your rightsThe handover checklist, the snag list, and the one document you should not sign in a hurry.6 min read · updated Jun 2026

Still have a question these don't answer?

Ask it. An advisor will call back within five minutes during working hours, and there is no obligation attached, plenty of people we talk to end up buying nothing, or buying somewhere we do not have a mandate. That is fine.

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